Eventual bank precharge with a retained one-twelfth reserve

Let $c>C_0$, and write $s(n)=n/\log n$. There exists a depth $d\ge201$ such that, for all sufficiently large $n$, there are a paper bank and a compatible guarded central-anchor certificate. Let $D$ be its central-anchor divisor, $B$ the bank's precharge base-state product, $T$ the central tail product, and $Q$ the certificate's precharged tail target. Then

For every prime $p\le2d+1$, both reserves hold:

This preserves a visible positive reserve after charging both the central anchors and the bank.